Dailymirror.news,Mumbai, 212 May 2025 :Tata AIA Life Insurance Co. Ltd., one of India’s most trusted life insurance providers, has declared its highest-ever bonus of ₹1,842 crore for the financial year ending March 31, 2025. This substantial payout marks a 26% increase over the previous year’s bonus of ₹1,465 crore and will benefit more than 8.15 lakh participating policyholders.

This bonus applies to a range of Tata AIA’s participating life insurance plans, including flagship offerings such as the Diamond Savings Plan, Smart Value Income Plan, Value Income Plan, and Shubh Flexi Income Plan.

Participating plans (also known as “Par” plans) are policies that allow policyholders to receive a share of the insurer’s profits in the form of bonuses or dividends. While these bonuses are not guaranteed, they are typically declared annually based on the insurer’s performance.

What It Means for Policyholders

Tata AIA’s record-breaking bonus reaffirms its commitment to delivering long-term value and financial security to policyholders.

Kshitij Sharma, Executive Vice President and Appointed Actuary at Tata AIA, stated:

“We are proud to announce another year of exceptional bonus payouts for our participating policyholders. This milestone reflects our dedication to rewarding the continued trust placed in us and supporting our customers in leading worry-free lives while achieving their financial aspirations.”

Why Participating Plans Matter

Tata AIA’s participating plans are structured to help individuals build financial resilience and meet life goals — whether it’s saving for children’s education, building a retirement corpus, or ensuring a steady income stream.

These plans offer:

  • Low Volatility – Bonus payouts act as a buffer against market fluctuations
  • Equity Exposure – Provides growth potential through managed equity participation
  • Life Cover – Guarantees financial protection for your family

In today’s dynamic market conditions, Tata AIA’s participating plans present a reliable and balanced investment approach that combines performance with protection.