
Dailymirror.news,April 4, 2025: PNB Housing Finance Limited has proudly announced the achievement of a major milestone—crossing an Affordable Housing loan book of ₹5,000 crore as of March 31, 2025. This landmark reflects the company’s steadfast commitment to empowering individuals and families in realizing their dream of home ownership.
The Affordable and Emerging Markets segments have played a pivotal role in driving growth within the Retail portfolio, which saw an impressive ~18% year-on-year (YoY) increase as of March 31, 2025. With this performance, PNB Housing’s total loan book has now exceeded ₹75,000 crore.
Speaking on the milestone, Mr. Girish Kousgi, Managing Director and CEO of PNB Housing Finance, said,
“With the relentless efforts of our team focused on improving lives, we are thrilled to have reached our first targeted milestone of ₹5,000 crore in the Affordable Housing loan book. This achievement underlines our dedication to fostering financial inclusion by offering accessible and practical housing finance solutions.”

Looking ahead, the housing sector is expected to witness sustained momentum, driven by strong fundamentals including enhanced affordability, increasing urbanization, nuclearization of families, and supportive government policies such as PMAY 2.0. Through its diversified product offerings—Prime, Emerging Markets, and Affordable—PNB Housing remains committed to serving a wide spectrum of customers and supporting the Government of India’s vision of “Housing for All.”