Dailymirror.news,MUMBAI,April 22,2026:In a strategic move to better serve India’s elderly population, Bank of Baroda has introduced the ‘bob Senior Citizen Vishesh Samman’ savings account. This premium financial product is specifically designed for individuals aged 60 and above, blending traditional banking with essential healthcare services and home-based convenience.

Healthcare and Wellness at the Forefront

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Recognizing the importance of health in the senior years, the bank has partnered with digital health platform Practo to offer:

  • Family Consultations: Unlimited free online doctor consultations for up to six family members.
  • Pharmacy Discounts: Savings of up to 15% on digital medicine orders.
  • Diagnostic Benefits: Up to 20% off on pathological tests and laboratory services.

Home-Based Banking and Lifestyle Perks

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To ensure banking is accessible without the need for physical travel, the account includes two free doorstep banking services per month. Additionally, customers receive the bob Bhoomi RuPay Select Debit Card, which provides a suite of lifestyle benefits:

  • Access to international and domestic airport lounges.
  • Memberships for gyms and OTT platforms.
  • Complimentary health check-ups and wellness sessions (spa/salon/golf).

Financial Incentives

The account offers significant cost-saving measures tailored for retirees:

  • Loans & Lockers: A 50% waiver on processing fees for Reverse Mortgage Loans and a 20% discount on locker rentals (up to ₹500).
  • Transaction Ease: Free NEFT and RTGS transfers, plus a 50% waiver on IMPS fees.
  • Account Requirement: The account is structured for senior citizens maintaining a Monthly Average Balance (MAB) of ₹1 lakh.